One place 80+ lenders Your loan Sorted.

One quick application. We do the shopping. Approvals in as little as 10 mins.

Trusted by over 80 lenders

Select your loan type to begin

Zero impact to your credit score

Only takes 3 mins

How much do you need?

Zero impact to your credit score

$

Enter at least $2,500 to continue.

What kind?

Zero impact to your credit score

Your details

Zero impact to your credit score

Application received.

Different loan options, for different people & different needs

Pick what you're financing to see every option, with the detail on each.
Pick what you're financing to see every option, with the detail on each.

Why choose

Straight answers, more lenders and no surprises.

Apply Now

Most approvals inside 24 hours

You'll know where you stand fast, so you can walk in and negotiate like a cash buyer.

No hit to your credit score

Comparing here doesn't touch your file. We only run a hard credit check once we've vetted your deal with our lenders and we're confident of approval.

One quick application, over 80 lenders

Fill it in once and we run it past every lender on the panel that fits. You don't chase a single one of them.

Three minutes to compare

That's the whole first step. Fill in the form, and we take it from there.

No hidden fees

What we quote is what you pay. Every cost is on the table before you sign anything.

A real broker on your file

Someone does the chasing, sorts the paperwork and keeps you in the loop right through to settlement.

Your bank sells you their loans.
We find you the right one.

Walk into a branch and you get that bank's loans. We take one quick application across our whole lender panel and do the running around for you.

Going to your bank

One lender at a time

  • Just that bank's own loans on the table
  • Start from scratch with every lender you try
  • Each application can show up as an enquiry on your file
  • The person across the desk works for that bank
  • One queue, and back to square one if it's a no
  • The fine print is yours to dig through

With Compare City

A real broker in your corner

  • Over 80 lenders compared for you, all in one go
  • One quick application. We do the shopping
  • Comparing here doesn't touch your credit file
  • No preferred lender, just the best one for you
  • Approvals in as little as 10 mins, most within 24 hours
  • No hidden fees. Every cost on the table before you sign
Apply Now No hit to your credit score to compare.

Four steps. Three minutes. Sorted.

From the first form to the money landing in your account.

  1. Step 1: fill in the application form

    Fill in our application form

    Pick your loan type and answer a few quick questions. No documents to dig up.

    Done in under 3 minutes
  2. Step 2: we compare and get in touch

    We do the comparing and get in touch

    Every lender that fits gets checked at once, then we come back with the shortlist.

    Over 80 lenders compared
  3. Step 3: you get approved

    You get approved and can start looking

    Your approval comes with a limit and a rate, so you know what you can spend.

    Most within 24 hours
  4. Step 4: you're funded

    You're done and you're funded!

    Your broker chases the lender and keeps you posted until the money lands.

    Paperwork sorted for you

Ballpark your repayments.

Pick a loan and slide the numbers. It's a rough guide on example rates. Your broker shows you the real ones. More tools on our calculators page.

How much $30,000
Over 5 years
Rate p.a. 6.5%
Repayments
Car loan estimate
$587a month
Weekly$135
Interest$5,219
All up$35,219

Estimates only, using example rates. Not a quote, a comparison rate or an offer of credit, and lender fees and charges aren't included. Your real rate depends on your situation and the lender.

We love helping our customers & they love us

Five star customer reviews

We love helping our customers & they love us

Real reviews from people who've already been through it. The good, the quick, and the surprisingly painless.

Questions people ask

The ones we get asked most.

Does it cost anything to use Compare City?

No. Comparing and getting a quote is free. Some loans carry a lender or broker fee, and if yours does, you'll see it in writing before you agree to anything. Lenders pay the broker a commission, and our Credit Guide sets out how that works.

Will getting a quote affect my credit score?

No. Getting a quote has no impact on your credit score. A credit check only happens if you decide to go ahead with an application. Even then, it's one enquiry with the lender we recommend, not a pile of applications that each leave a mark on your file.

How long does approval take?

Some approvals come back in as little as 10 minutes, and most within a day. Home loans and bigger business deals need more paperwork and take longer. We'll tell you up front roughly how long yours will take.

What documents will I need?

Usually your driver licence, recent payslips and bank statements, and details of any debts you already have. If you're self-employed, expect tax returns or BAS instead of payslips. For a vehicle or equipment, we'll also need the seller's details or an invoice.

Can I get finance with bad credit?

Often, yes. Defaults, a past bankruptcy or a thin credit file don't automatically mean no. Some lenders look at the story behind it, and we know which ones. More on how it works on our bad credit finance page.

Who will I actually speak to?

A real broker, not a call centre or a chatbot. Compare City is the comparison and enquiry service. Your application is handled by an accredited partner brokerage that holds the credit licence authorisation, and your broker's details are in the Credit Guide.

Latest News

Straight-talking guides on car, business and equipment finance, written the way we would explain it on the phone.

View all articles

Ready when you are.

One quick application and we do the shopping. Rather talk it through? The team is a phone call away.

Proudly Australian owned

Proudly Australian owned, helping Aussies compare and get the best deal on their finances

Australian owned and based right here in Sydney. We're not a franchise, we're not a call centre, and we're not owned by a bank.

First car, family home, or the ute that keeps the business moving. We're proud to help Aussies sort their finances without the runaround.

Australian owned and operated

One quick application, the whole lender panel

Personal and business finance in one place

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Get in touch with our team

Tell us what you're after and we'll come back with real options from lenders that actually fit. No obligation, no pressure.

Contact Information
Call us

1300 267 273

Email us

hello@comparecity.com.au

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